Our investment processor is currently experiencing an intermittent outage with the investment platform.
Thank you for your interest in Old Glory Bank and we apologize for the inconvenience.
Invest in One of America's Fastest Growing Banks*
You lead a life rooted in American values. You understand the critical importance of Privacy, Security, and Liberty in banking. You know that innovation, integrity, and determination build the future.
Invest now as we get ready to unite Crypto into Daily Banking.
*As described by CIO Insights Magazine, June 2025.
This section provides details about our Reg A securities offering qualified by the SEC. Content on this website, including banking services and mission or value-based discussions, is not part of the securities offering material.
Our Regulation A Offering is an opportunity for investors to support our mission for $7 per share. Investing in any venture involves risk, including the loss of your entire investment. This is a speculative investment under Regulation A. Please review our Offering Circular for a full discussion of risks. Investments are non-refundable.
Join us in making history.
From the day we opened our first online account in April 2023, we have been fighting for the freedoms Americans deserve: freedom from debanking, freedom from government overreach, and freedom from privacy invasion.
With our eyes on the future of finance, Old Glory Bank is focused on the next generation of banking to properly unite banking and crypto.
Be On the Right Side of Banking.

US Dollars. Cryptocurrency. Stablecoin.
Americans want the freedom of choice in their bank.
They want the freedoms of a decentralized financial (DeFi) platform.
Old Glory Bank fortifies that freedom.
Our mission is to protect the Privacy, Security, and Liberty of our fellow citizens. The unification of traditional banking with cryptocurrency is the culmination of that mission, securing the financial liberty of Americans – empowering patriots to spend, save, and invest through the channel they choose.
We believe Old Glory Bank will be the first bank to easily link your crypto, stablecoins, and self-custodial wallet into a single dashboard, combined with your OGB Accounts. Once linked, you can easily “on-ramp” and “off-ramp” US Dollars (fiat) with popular crypto coins, creating a seamless experience to spend fiat and crypto every day.

Old Glory Bank customers will be able to use our new stablecoin, OGBUSD, for payments and remittances around the world. Recipients can hold it, spend it, exchange it for U.S. dollars at Old Glory Bank, or convert it on any exchange supporting ERC-20 standard tokens.
Under the GENIUS Act, OGBUSD will be backed by US Dollars, 1 to 1, so you will always know the value and buying power.
Watch this demonstration of Old Glory Bank’s next generation in banking.
Become an investor for $7 per share.
This section provides details about our Reg A securities offering qualified by the SEC. Content on this website, including banking services and mission or value-based discussions, is not part of the securities offering material.
Important Information
Watch the Presentation from our CEO
President and CEO Mike Ring shares some helpful information about Old Glory Bank, our growth, and our future. Watch the presentation.
Offering Circular
This document filed with the SEC explains in detail our stock offering and information about Old Glory Holding Company. If you prefer, you may download the document.
Broker Information
Review FINRA BrokerCheck Form CRS regarding Rialto Markets.
Investment Steps
This article offers a tutorial on how to complete the investment process.

This section provides details about our Reg A securities offering qualified by the SEC. Content on this website, including banking services and mission or value-based discussions, is not part of the securities offering material.
Fighting for PSL. Fighting for America
Under the guise of Operation Chokepoint, Federal agencies, including the DOJ and bank regulators, warned financial institutions that servicing certain industries – like payday lenders, firearms dealers, coin shops, and later, cryptocurrency firms – could expose them to “reputational risk.” This vague term became a powerful tool, effectively coercing banks to drop clients without due process.
Thus began the wave of "debanking," in which legitimate businesses and law-abiding individuals lost access to essential financial services.
As this wave grew, Old Glory Bank's co-founders were already at work, building a bank on the promise that no law-abiding citizen or legally operating company would be canceled as a result of political ideology or social pressure, and that the privacy of both would be protected from snooping government eyes. We call it PSL - Privacy, Security, Liberty. Americans have a right to all three, and it became the summary of our mission.
Today, Operation Chokepoint is supposedly officially discontinued, yet evidence shows that the intent persists. Now dubbed Operation Chokepoint 2.0, crypto has become one of the most significant targets.
President Trump's executive orders have been important steps in the battle against debanking and the empowering of American individuals and businesses in the crypto space, but the war isn't over.
The same banks, and their same executive leadership, that bowed easily to the government pressure that spawned debanking are being forced to do what's right. What holds those banks accountable under future administrations that aren't willing to take as strong a stance for fairness?
Old Glory Bank has been on the right side of banking from the beginning. We didn't need an executive order to tell us how to play fair, and our colors won't change with the trends and administrations. We are proudly, boldly, Red, White, and Blue. We stand with you.
This section provides details about our Reg A securities offering qualified by the SEC. Content on this website, including banking services and mission or value-based discussions, is not part of the securities offering material.
Sources:
Executive Order, January 23, 2025: Strengthening American Leadership in Digital Financial Technology
Executive Order, August 7, 2025: Guaranteeing Fair Banking for All Americans
Report: DOJ’s Operation Choke Point Secretly Pressured Banks to Cut Ties with Legal Business
Understanding Operation Chokepoint and Its Impact on Crypto
Operation ChokePoint: A Historical and Ongoing Examination of Regulatory Influence on Financial Institutions
“Operation Chokepoint 2.0”: De-Banking Policies and the Adverse Use of Reputational Risk in Bank Supervision
SBA Orders Lenders to End Practice of Debanking
Digital-First Financial Institutions
What Old Glory Bank has done is hard - building an online, 50-state bank, with just one physical branch - growing it to over 78,000 customers in two years.
Some even told us it was impossible. Quoting our President and CEO, Mike Ring, from his testimony before the Senate Committee on Debanking in February 2025, "In the last two years, 229 banks closed. ...Only eight were started. We've lost 73% of our banks in the last 40 years."
Because of this, Old Glory Bank's growth can only be compared to a few other players who have dared to try the same thing - to start a digital-first bank in America. None have come close to the success and growth we've had with less money, with less people, and with fewer losses, all while driving innovation for the next generation of banking.
Our closest competitor, Varo Bank, has lower deposits to date, with quadruple the number of employees, and 100x the investment prior to launch.
Old Glory Bank
Launched Online
April 2023
Years to Reach Profitability:
4 (Projected)
Current Deposits:
$225mm
Full-Time Employees:
85
Products:
Personal and Business Banking
Consumer and Business Lending
Home Loans, including VA
2-3 Day Early Direct Deposits
Savings Goals and Account Aggregator in App
Cash-IN – cash deposits at 88,000 retail stores
Charitable Round-Up
Old Glory Protect – $100,000 Line of Duty Death Benefit for Protectors
Old Glory Alliance Crowdfunding
Old Glory Pay – Proprietary, private peer-to-peer payment app
Start-Up Negative Earnings:
Year 1 (2023) = $12.5 mm Negative Earnings (8 months of accounts)
Year 2 (2024) = $12.9mm Negative Earnings (full year)
Year 3 (2025) = $9-10mm Projected Negative Earnings
Year 4 (2026) = Projected Profitable
Spent $4mm prior to launching
Varo Bank
Launched Online
2021
Years to Reach Profitability:
Unknown
Current Deposits:
$161mm as of June 2025
Full-time Employees:
372 (lower deposits, 4x employees)
Products:
Personal Checking and Savings
No Business Banking
No Business Lending
No Home Loans
No Savings Goals or Account Aggregator
No charitable giving with debit purchase
No protection for Protectors
No crowdfunding
No proprietary payment app
Start-Up Negative Earnings:
Year 1 (2021) = $265mm Negative Earnings
Year 2 (2022) = $236mm Negative Earnings
Year 3 (2023) = $105mm Negative Earnings
Year 4 (2024) = $65mm Negative Earnings
Year 5 (2025) = $91mm Negative Earnings Run-Rate
Spent $400mm prior to launching
Where we started. Where we're going.
We're the bank that started on Main Street, now owned by Main Street, not Wall Street.
We offer a suite of banking services that includes:
- Full-service checking and savings accounts for individuals, businesses, and political campaigns
- Premium customer service from real people on American soil
- Home loans and commercial lending
- 40K ATM locations and 88K cash deposit locations
- 2-3 Day Early Access to Direct Deposits
- Crowdfunding
- 24/7 online banking
With our solid foundation in traditional banking, and our values rooted in family, faith, and freedom, we are now constructing our next generation of banking services through cryptocurrency and stablecoin. Americans will have their choice of traditional cash accounts and crypto accounts in one dashboard. Join our mission by investing in our Regulation A Offering.


We literally began on Main Street.
In Elmore City, Oklahoma, our roots began in 1903, when First State Bank of Elmore City was established. In 1907, we became the first chartered bank in the state. In 2022, we became Old Glory Bank.

From 600 accounts to over 78,000.
In 2022, we stepped out with a new name and a new mission: Old Glory Bank. The bank for patriotic Americans who believe in freedom, faith, family, and the flag.
Within 2 years, we multiplied our account base by 100-fold, with customers in all 50 states.

Growing deposits by 2000%.
Up until launching our online accounts in the late Spring of 2023, our bank's deposits totaled approximately $10 million. Today, our deposits exceed $225 million and continue to grow month over month.
According to a report by McKinsey and Company, average total deposit balances across US banks declined in 2022 and 2023, and only began growing at a rate of approximately 4% in 2024. Old Glory Bank's growth has exceeded 2,000%!

Business Banking is soaring.
We launched our Business Banking accounts in October 2023. Since then, we have opened more than 3,200 accounts. Giving personal attention to each and every customer, our business team continues to open new relationships daily.
Our Business Banking services include innovative cash solutions, ACH and wire dashboards, business insights for forecasting and industry benchmarking, Positive Pay, and business lending to help companies of all sizes reach their next level.
This section provides details about our Reg A securities offering qualified by the SEC. Content on this website, including banking services and mission or value-based discussions, is not part of the securities offering material.
All investments involve a degree of risk. Old Glory Holding Company cannot predict or guarantee any return on your investment. Please ensure that you understand the risk involved and that you may lose part or all of your investment.
Our Co-Founders & Board
Old Glory Bank was founded by these devoted patriots, along with a team of experienced bankers and business leaders.
John Rich - Country Music Singer/Songwriter and Entrepreneur.
Dr. Ben Carson - Chairman of the American Cornerstone Institute and former Secretary of Housing and Urban Development.
Larry Elder - Political Commentator and Author, Radio, and Television Host, and former gubernatorial and presidential candidate.
Sean Spicer - Mr. Spicer joined our Executive Board in March 2025. He is an accomplished American Political Aide and Television Host, and former White House Press Secretary and White House Communications Director under President Donald Trump.
Our Leadership and our Team bring additional expertise from financial industries, military service, law enforcement, and the FDIC.
Keep Old Glory Bank owned by Main Street, not Wall Street.
Your investment in Old Glory Bank enables our team and our mission to reach more freedom-loving Americans who deserve to have their privacy, security, and liberty protected. That means protecting our children, our neighbors, and our country from the overreach of Big Government and Big Banks.
The SEC has qualified our offering under Regulation A, through which our investors will receive fully tradeable shares (not restricted like our prior Regulation D offering). Regulation A is not limited to accredited investors. This investment is open to everyone.
The amount of stock we will sell is limited. Funds raised in this offering will be used to meet our capital ratios and expand business operations through new technology and infrastructure.
This section provides details about our Reg A securities offering qualified by the SEC. Content on this website, including banking services and mission or value-based discussions, is not part of the securities offering material.
FAQs
No. Our earlier round of investing in Spring 2024 was limited to accredited investors because of the Regulation D requirements. This opportunity is being offered under Regulation A, which allows anyone over the age of 18 to invest in our stock.
Yes, you may invest as much and as often as you like, up to the maximum investment amount as outlined by Regulation A, and until the investment deadline which will be announced on this page.
This offering is being conducted under Regulation A of the Securities Act, which limits the amount an individual may invest based on their income and net worth. These rules are put in place by the SEC and are not set by Old Glory Holding Company. Accredited investors are not subject to investment limits under Reg A.
Yes, we have chosen to partner with Rialto Markets for this opportunity in order to avoid state law restrictions and to improve the investor's experience. Rialto Markets will also serve as our electronic transfer agent. Form CRS
No. A return on investment when purchasing stock is never guaranteed. There is always risk when purchasing stock, which is why there is a potential upside. You are purchasing stock, which may go up in value, go down in value, or become completely worthless. You should conduct your own due diligence, especially by reading the Old Glory Holding Company Offering Circular and other public filings. Further, whether our stock goes up in value or down in value, it may not be easy to sell our stock because there is not currently a public market to buy or sell this stock. Thus, do not purchase our stock unless you have the ability to hold it for a long period of time. Please consult with a financial advisor, attorney, accountant, tax advisor, or other professional who can help you understand and assess the risks associated with this investment opportunity.
Assuming you are who you claim to be, you did not invest more than the law allows, and you funded your subscription, then it is unlikely that Old Glory Holding Company will not accept your subscription (assuming there are still shares left to sell). In the rare situation that Old Glory Holding Company does not accept your subscription, then we will contact you and explain why. Again, this is very, very unlikely.
As our broker, Rialto Markets shares your personal information with Old Glory Bank so that we can complete your subscription. Rialto Markets does not use your SSN to run your credit, of course. They only use your SSN for the same reason a bank does: for KYC (Know Your Customer) requirements, including confirming you are not a terrorist listed on the OFAC list.
Assuming you are who you claim to be (and you are not an international terrorist, for example), then there should be no concern. If there are ever questions, it’s usually because of a typo in the process. We will contact you to confirm the information.
Yes, your shares can be sold by you anytime. There is an electronic transfer agent who will keep track of your shares and register sales for you. However, today, it may be difficult to easily find a “buyer” for your shares, because there is not (today) a ready “market” of people who want to buy your shares. Thus, you should not purchase our stock unless you have the ability to hold it for a long period of time. Please consult with a financial advisor, attorney, accountant, tax advisor, or other professional who can help you understand and assess the risks associated with this investment opportunity. You may choose to wait on selling any of your shares until Old Glory Holding Company is able to list these shares on an OTC (Over The Counter) Exchange, such as the OTCQX. This is not a certainty, but Old Glory Bank's leadership believes this can happen once all of these shares are sold in this mini-IPO. If you want to sell your shares before there is a ready market (such as an OTC exchange), then you will have to find the buyer(s) and coordinate the sale yourself, through your online portal.
Once you have completed your investment and registered for the Investor Portal, you may update your beneficiary information within the portal. You may also consult your personal attorney or estate planning advisor for advice.
Once Old Glory Holding Company sells all of these shares in this mini-IPO, Old Glory Holding Company intends to list these shares on an OTC (Over The Counter) Exchange, such as the OTCQX. This is not a certainty, but Management at the company believes this can happen once all of these shares are sold in this mini-IPO.
We accept ACH and wire transfers, along with personal or cashier's checks. You may also use any major credit card (MasterCard, Visa, American Express, or Discover) or your Old Glory Bank debit card!
We are pleased to also accept nine different crypto coins to purchase our stock - Bitcoin, Ethereum, Bitcoin Cash, Doge, Litecoin, and more.
Full payment options and instructions for each will be provided as part of your investment process.
The desktop browsers Edge, Safari, and Chrome have been tested and confirmed to work well for the investment process. VPNs and privacy browsers may cause some issues in the process.
Due to regulatory requirements, net worth and income information are collected to ensure compliance with federal securities laws, specifically those established under Regulation A. These rules are designed to protect investors by ensuring they do not exceed the investment limits set by the Securities and Exchange Commission (SEC).
For Regulation A offerings, non-accredited investors are limited to investing no more than 10% of their annual income or net worth, whichever is greater. By collecting this information, we can confirm that your investment falls within these guidelines and that we remain in compliance with SEC regulations.
Your purchase of shares in Old Glory Bank's Regulation A offering are non-refundable. Remember, investments in private placements, start-up investments in particular, are speculative and involve a high degree of risk. Investors must be able to afford the loss of their entire investment. Offers to sell, or the solicitations of offers to buy any security can be made only through official offering documents that contain important information about risks, fees, and expenses associated with the applicable securities. Investors should conduct their own due diligence, not rely on the financial assumptions or statements displayed herein, and are encouraged to consult with a financial advisor, attorney, accountant, tax advisors, and any other professional that can help you to understand and assess the risks associated with any investment opportunity. Past performance does not indicate future results.
We are excited about your interest in becoming an owner of Old Glory Bank.
If you encounter any error with the Invest Now process when trying to make your investment, please see this article for some helpful information. If your trouble persists, kindly submit this form so that we may assist with resolving the issue.
The maximum amount allowed in our raise is $35 million.
The views expressed here regarding political, cultural, or social issues reflect the opinions and values of Old Glory Bank, its founders, and leadership team. These statements are intended to communicate our mission, philosophy, and perspectives and are not part of, nor should be construed as investment advice. Only the SEC-qualified Offering Circular contains the official terms of the securities offering referenced.
Investment opportunities accessible through this website include offerings made in reliance on the registration exemptions provided by Section 4(a)(2) of the Securities Act of 1933, as amended (the “Securities Act”) and Regulation A promulgated thereunder. Unless indicated otherwise, all securities-related activity is conducted by Rialto Markets LLC, a broker-dealer and member of FINRA/SIPC. Rialto Markets, LLC is the broker dealer for this offering. Neither the SEC, the FDIC, the OSBD, nor any other federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through this website. All securities listed on this website are being offered by, and all information included on this website is the responsibility of, the issuer of such securities. Old Glory Holding Company. From time to time, Old Glory Holding Company may seek to qualify additional series offerings of securities under Regulation A.
Investments in private placements, start-up investments in particular, are speculative and involve a high degree of risk. Investors must be able to afford the loss of their entire investment. Offers to sell, or the solicitations of offers to buy any security can be made only through official offering documents that contain important information about risks, fees, and expenses associated with the applicable securities. Investors should conduct their own due diligence, not rely on the financial assumptions or statements displayed herein, and are encouraged to consult with a financial advisor, attorney, accountant, tax advisors, and any other professional that can help you to understand and assess the risks associated with any investment opportunity. Past performance does not indicate future results. There is no guarantee that a diversified portfolio will enhance overall returns, outperform a non-diversified portfolio, or prevent against loss.
Forward-Looking Statement Disclaimer: This communication may contain forward-looking statements based on current expectations. Actual outcomes may differ materially due to various risks and uncertainties.
Old Glory Bank® and its family of associated trademarks are the property of Old Glory Intellectual Property Holdings, LLC.
For questions, please contact Old Glory Bank at 888-446-5345 or investments@oldglorybank.com.
©2024-2025 Old Glory Intellectual Property Holdings, LLC
This website is owned and operated by Old Glory Bank. The Regulation A offering listed on this website is managed by Rialto Markets, LLC, the broker dealer of record listed in the offering details.
Investments are not a deposit, not FDIC-insured, not guaranteed by the bank, and are subject to risk and may lose value.